Welcome to Canada! One of the first things you’ll need to sort out is your Social Insurance Number (SIN) and opening a bank account. Your SIN is crucial for working and accessing government benefits. You can apply for it at a Service Canada office. Find more info here: https://www.canada.ca/en/employment-social-development/services/sin/apply.html.
Once that’s done, setting up a bank account is next. Most major banks (RBC, TD, Scotiabank, BMO, CIBC, National Bank) offer newcomer packages. You’ll typically need your passport, Confirmation of Permanent Residence (COPR) or other immigration documents, and sometimes proof of address. Don’t worry if you don’t have a credit history; banks understand and will guide you. This discussion is for sharing tips on which bank you chose, what documents were easy or hard to get, and any pitfalls to avoid. Let’s help each other get started on the right financial foot!